Over the last few years, community financial institutions have been working through one of the more favorable repricing environments in recent memory.
Over the next decade, the U.S. credit ecosystem will experience one of the most significant structural transitions since credit scoring was introduced.
In today’s volatile financial landscape, the liquidity constraints imposed by collateral can be especially burdensome.
Consumer deposit fee trends reversed course in the first quarter as larger banks that had been shrinking fees expanded them and smaller banks with higher reliance pulled back.
There has been a lot of change in market sentiment in the first half of 2025.
U.S. banks are in good condition with solid earnings, sound asset quality and regulatory capital levels above required minimums.
After a little more than two years and 525 basis points-worth of rate hikes, the Federal Reserve has started to signal that rate cuts are on the horizon.
As loan-related asset quality problems occurred during the 2008 financial crisis, many institutions were left in a less-than-desirable liquidity position.
Well . . . at least not in real time.
When facing a loan default, the fundamental question for lenders is whether to exercise their remedies against the borrower and/or guarantors (collectively, “obligors”) or to pursue a settlement (workout).
What do Walgreens, Starbucks, and the Olive Garden have in common? Their message is clear: What you see is what you get.
Reading Time: 5 minutesThe range of protected activity at a financial institution is broader than many managers realize.
Reading Time: 2 minutesUntil a final ruling is issued, Indiana banks should continue to monitor developments in this litigation.
Reading Time: 2 minutesThe IBA’s Financial Services Academy will host 30-35 apprentices across 17 banks spanning the state this fall.
