Operations & Technology

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Articles

Getting to the core of innovation

Reading Time: 2 minutesWhile the innovation environment continues to shift, community banks’ underlying dependency on core providers remains constant.

Rebeca Romero Rainey May 18, 2026

Digital Extras

Closing the data readiness gap

Adopting AI isn’t just about adding new tools.

Ajay John May 18, 2026

Digital Extras

Community banks should write the rules on innovation, not follow them

Community banks have more innovation paths available to them than ever before.

Tara Schultz March 16, 2026

Features

The expense-to-revenue ratio problem no one is actually solving

Data matters. And the leaders I talk to know it matters. The part that many miss today is understanding what “getting your data together” really means.

Tracy D. Graham March 16, 2026

Features

Turning missed moments into meaningful connections

In today’s environment where digital expectations meet lean staffing and fragmented systems, even relationship-driven institutions face new challenges.

Tracy D. Graham November 4, 2025

Digital Extras

Your board’s cybersecurity oversight probably isn’t good enough

Most bank boards struggle with cybersecurity oversight because they don’t know what questions to ask, how to interpret the answers or whether their security measures are actually working.

Steve Sanders November 4, 2025

Features

Balancing AI-driven AML with human control

Artificial intelligence isn’t just for big banks anymore.

Jessica Tirado July 7, 2025

Digital Extras

AI as a gamechanger

An AI strategy that focuses on making staff more effective can create competitive advantages to allow community banks to punch above their weight.

Ravi Nemalikanti May 5, 2025

Digital Extras

Cybersecurity and AI

Banks should know the perils and tips to minimize risk when incorporating this technology into their strategies.

Steve Sanders February 4, 2025

a photo showing the interior of an unidentified bank branch

Features

Branch closings

Reading Time: 3 minutesRegardless of a bank’s regulator or state jurisdiction, there are notice requirements that apply when a bank plans to close a branch.

Erin Busse, JD September 3, 2024

\ Other \

Topics

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Articles

Mergers & Acquisitions

The Farmers Bank merges with First Bank Richmond

The two organizations became First Bank Midwest effective July 1, 2026.

Indiana Bankers Association July 14, 2026

Row of gray paper-cut silhouette profiles facing left; one red figure wearing a headset stands out among them.

HR Topics

Whistle while you work?

Reading Time: 5 minutesThe range of protected activity at a financial institution is broader than many managers realize.

Joey K. Wright and Asha A. Cermak July 13, 2026

a photo of the office's seal on an exterior wall at the Office of the Comptroller of the Currency in Washington, D.C.

Compliance Connection

The OCC steps in to protect banks from the Illinois Interchange Fee Prevention Act

Reading Time: 2 minutesUntil a final ruling is issued, Indiana banks should continue to monitor developments in this litigation.

Brett J. Ashton July 13, 2026

Next-Gen Focus Vantage Viewpoint

FSA welcomes first apprenticeship class

Reading Time: 2 minutesThe IBA’s Financial Services Academy will host 30-35 apprentices across 17 banks spanning the state this fall.

Amber Van Til July 13, 2026

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