Reading Time: 2 minutesUntil a final ruling is issued, Indiana banks should continue to monitor developments in this litigation.
Reading Time: 3 minutesWhile the IFPA is an Illinois state law, it applies to electronic payment transactions that occur in Illinois, regardless of whether the card issuer is an Illinois financial institution.
One of the greatest challenges for bank compliance officers is transforming this critical requirement from something employees dread into an experience that is both engaging and effective.
Reading Time: 4 minutesCommunity banks are the backbone of local economies, and the regulatory environment that governs them is undergoing significant change.
Reading Time: 2 minutesThese updates address outdated fixed-dollar thresholds that subjected smaller banks to requirements meant for larger ones.
Reading Time: 3 minutesThere are several Indiana laws that address privacy and data security issues, including the Indiana Consumer Data Protection Act and the Indiana Disclosure of Security Breach Act.
Reading Time: 2 minutesIn principle, SNDAs serve to benefit both the tenant and lender by outlining various rights of both parties, primarily by dealing with what happens in the event of a borrower/landlord default.
Reading Time: 3 minutesAn Aug. 7, 2025, executive order from the Trump administration asserts that certain Americans have faced discrimination in banking due to their “political affiliation, religious beliefs, or lawful business activity.”
Reading Time: 2 minutesA DACA is the method by which a depositor grants a lender a security interest in its deposit account.
Reading Time: 2 minutesThe bank must be able to prove the customer authorized the payment order, and that its security procedures were “commercially reasonable.”
What do Walgreens, Starbucks, and the Olive Garden have in common? Their message is clear: What you see is what you get.
Reading Time: 5 minutesThe range of protected activity at a financial institution is broader than many managers realize.
Reading Time: 2 minutesUntil a final ruling is issued, Indiana banks should continue to monitor developments in this litigation.
Reading Time: 2 minutesThe IBA’s Financial Services Academy will host 30-35 apprentices across 17 banks spanning the state this fall.
