Even as many financial institutions focus on newer priorities like AI, instant payments and embedded finance, cards are still central to everyday banking.
President Donald Trump’s pick to head the Federal Reserve and push forward rate cuts will have to deal with rising inflation and a fragile jobs market that will make any course changes difficult.
Employee perks like retirement benefits may be desirable for many companies, but are secondary to maintaining everyday operations and ensuring profitability.
Over the next decade, the U.S. credit ecosystem will experience one of the most significant structural transitions since credit scoring was introduced.
In today’s volatile financial landscape, the liquidity constraints imposed by collateral can be especially burdensome.
Adopting AI isn’t just about adding new tools.
Community banks have more innovation paths available to them than ever before.
Created by the One Big Beautiful Bill Act legislation in 2025, Trump Accounts are intended to jump-start savings for young people under age 18.
Understanding and acting on those signals can help financial institutions strengthen margins, liquidity and long-term performance.
Lending opportunities are growing, but managing construction lending risks requires a firmer footing and sharper tools to adapt before cracks appear.
The two organizations became First Bank Midwest effective July 1, 2026.
Reading Time: 5 minutesThe range of protected activity at a financial institution is broader than many managers realize.
Reading Time: 2 minutesUntil a final ruling is issued, Indiana banks should continue to monitor developments in this litigation.
Reading Time: 2 minutesThe IBA’s Financial Services Academy will host 30-35 apprentices across 17 banks spanning the state this fall.
