
Mental toll of money stress
In the U.S., 77% of adults experience financial anxiety and 58% feel like money controls their lives.

In the U.S., 77% of adults experience financial anxiety and 58% feel like money controls their lives.

Generating leads for new business isn’t just a combination of behaviors and skills.

Most bank boards struggle with cybersecurity oversight because they don’t know what questions to ask, how to interpret the answers or whether their security measures are actually working.

Fraud isn’t only a risk to manage within financial institutions; it’s quickly becoming one of the most critical tests of trust between banks and their clients.

With just a few months left in 2025, it is a good time to reflect on your financial institution’s goals. Are you where you expected to be?

An AI strategy that focuses on making staff more effective can create competitive advantages to allow community banks to punch above their weight.

High interest rates may not only affect deal volume but also create unique challenges in estimating fair values, particularly for loan portfolios.

Continued adoption of open banking, enhanced cybersecurity and evolving regulatory concerns shape what financial institutions must consider when developing their strategies.

Banks should know the perils and tips to minimize risk when incorporating this technology into their strategies.

U.S. banks are in good condition with solid earnings, sound asset quality and regulatory capital levels above required minimums.

Even as many financial institutions focus on newer priorities like AI, instant payments and embedded finance, cards are still central to everyday banking.

President Donald Trump’s pick to head the Federal Reserve and push forward rate cuts will have to deal with rising inflation and a fragile jobs market that will make any course changes difficult.

Employee perks like retirement benefits may be desirable for many companies, but are secondary to maintaining everyday operations and ensuring profitability.

Over the next decade, the U.S. credit ecosystem will experience one of the most significant structural transitions since credit scoring was introduced.