
New ‘Trump Accounts’ will soon expand saving options
Created by the One Big Beautiful Bill Act legislation in 2025, Trump Accounts are intended to jump-start savings for young people under age 18.

Created by the One Big Beautiful Bill Act legislation in 2025, Trump Accounts are intended to jump-start savings for young people under age 18.

Understanding and acting on those signals can help financial institutions strengthen margins, liquidity and long-term performance.

Lending opportunities are growing, but managing construction lending risks requires a firmer footing and sharper tools to adapt before cracks appear.

In the U.S., 77% of adults experience financial anxiety and 58% feel like money controls their lives.

Generating leads for new business isn’t just a combination of behaviors and skills.

Most bank boards struggle with cybersecurity oversight because they don’t know what questions to ask, how to interpret the answers or whether their security measures are actually working.

Fraud isn’t only a risk to manage within financial institutions; it’s quickly becoming one of the most critical tests of trust between banks and their clients.

With just a few months left in 2025, it is a good time to reflect on your financial institution’s goals. Are you where you expected to be?

An AI strategy that focuses on making staff more effective can create competitive advantages to allow community banks to punch above their weight.

High interest rates may not only affect deal volume but also create unique challenges in estimating fair values, particularly for loan portfolios.

Community banks need one connected response across cards, payments, cybersecurity, operations and frontline teams.

AI is giving compliance officers a rare commodity: time to get ahead of risk instead of chasing it.

Culture matters, but it raises an important distinction that many organizations haven’t fully considered.

Even as many financial institutions focus on newer priorities like AI, instant payments and embedded finance, cards are still central to everyday banking.