
Don’t sleep on your rights
As long as the bank responds appropriately to garnishment paperwork, the bank’s security interest in the deposit account will defeat any interest asserted by a judgment creditor. Why is that the case?

As long as the bank responds appropriately to garnishment paperwork, the bank’s security interest in the deposit account will defeat any interest asserted by a judgment creditor. Why is that the case?

Rising interest rates and inflation increased costs for farmers. However, at the same time, agricultural commodity prices have increased, keeping farm incomes elevated.

Uncertainty seems to be the only constant on the economic horizon these days. Despite benign risk metrics across the country’s credit portfolios, there is an almost industry-wide sentiment that credit stress looms ahead. According to the Risk Management Association (RMA)’s Annual Community Bank Survey, 84% of community bankers indicated that

Sen. Travis Holdman, R-Markle, is a former board chair for the Community Bankers Association of Indiana and Indiana Department of Financial Institutions, and currently chairs the Senate Tax & Fiscal Policy Committee.

The pandemic created a unique confluence of events that affected the lending market.

The last time farm incomes were high and subsequently dropped, agriculture experienced liquidity and repayment issues.

Michelle W. Bowman fills a specific role created by Congress that provides for an individual from a community banking background to serve on the Board.

Eighteen nominees submitted their community service work from 2025 for consideration.

Vice President, Banking Center Manager – The National Bank of Indianapolis

Elections will take place at the annual business meeting at the IBA Annual Convention this September in French Lick.

The 2026 Mega Conference focused on strength, strategy & service.