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The rise of municipal tender offers

Bond refinancings or “refundings” are used by municipalities to save debt service costs on outstanding bonds or to modify certain bond covenants or financing terms.

Features

Rolling forecasts: Community bankers’ key to agility

Inflation, higher interest rates, rising bond yields and concern about when another recession might arrive are all contributing to an uncertain economic outlook despite a favorable stock market through the first three quarters of 2023.

Washington Report

Securing our financial future

Banks in small towns from Salem to Batesville are often overregulated and underserved, and it’s beyond time we advocate for their unique priorities.

Features

Don’t sleep on your rights

As long as the bank responds appropriately to garnishment paperwork, the bank’s security interest in the deposit account will defeat any interest asserted by a judgment creditor. Why is that the case?

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Deeper than data

Five Indiana bankers share their experiences holding leadership positions within the Federal Reserve system.