Generations Community Bank
Indiana will soon have its first de novo bank in nearly 20 years. Generations Community Bank, Indianapolis, received regulatory approval from both state and federal agencies this summer, pending completion of the bank’s capital raise. The start-up also represents an opportunity for CRA credit for other banks that invest in it.
DIGITAL EXTRA: Fraud on the decline?
A new survey indicates fraud may be trending down year-over-year, but consumer expectations for their financial institutions protecting them against fraud remain high. The survey found the downward trend only applied to individuals; small businesses reported more cases of fraud in the first half of 2025, many facing losses of more than $10,000.
The keys to sustainable growth
Banking has always been a highly competitive industry, and has only gotten more so with the proliferation of non-bank competitors for consumer services. With many community banks dealing with tighter margins and an unpredictable economy, how do you maintain your competitive edge? IBA associate member MarketMatch points to three keys to sustainable growth.
Jim Cousins, former IBA president & CEO, passes away
James “Jim” Harold Cousins, president & CEO of the Indiana Bankers Association from 2000-06, passed away March 2 in Kettering, Ohio. He was 82 years old.
National perspective
Our partners at ICBA advocate for keeping conversations at the center of your innovation budgets, while ABA delves into shaping the future of stablecoins.
BANKER PROFILE
Latina Masters, banking center manager at Citizens State Bank, New Castle, offers advice to those just starting their careers in banking, talks about keeping community as the focus of her work, and how her family’s annual Easter egg hunt has evolved into the source of her favorite memories. | Meet Latina.
DIGITAL EXTRA: 7 goals to revisit in the final stretch of 2025
IBA associate member CSI takes a closer look at seven goals many community banks are working toward like deposit growth and productivity, with questions to use in evaluating whether your institution is where you want it to be.
Digging deeper
Other articles from this issue include:
- IBA’s government relations team giving you a second dose of stablecoin analysis.
- Delving into compliance issues surrounding deposit account control agreements.
- The growth of AI in hiring – and making sure you don’t open your institution to liability.
- Our semi-annual publication of state deposits in Indiana financial institutions.
- Record turnout at the FLD’s Leadership Conference.
Columns
Features
Prefer the flipbook? Read the entire September/October 2025 issue of Hoosier Banker magazine by clicking below!
