Leveling the playing field
Reading Time: 2 minutesAt the end of the day, it’s the customer who will pay the ultimate price if unbalanced regulations are allowed to continue.
Defend the dual banking system
Reading Time: 2 minutesThis system – which can trace its roots back to the U.S. Constitution – allows consumers to have more choices.
The ‘other’ CRA
Reading Time: 3 minutesThe Congressional Review Act was enacted in 1996 to provide Congress with an avenue for overturning certain federal regulatory actions.
Remaining nimble against a litany of regulation
Reading Time: 2 minutesMore than 7,000 pages of new regulations have been thrust upon us over the past year enforce a one-size-fits-all approach to banking.
Leading amid change
Reading Time: 2 minutesWhile change can be hard, it’s unavoidable, and it’s only going to continue to accelerate in our evolving marketplace.
Courts pump the brakes on CRA overhaul
Reading Time: 2 minutesWhile the banking industry has been battered about by the “regulatory tsunami” in recent months, bankers can now breathe a small sigh of relief.
The real losers in the Reg II fight
Reading Time: 3 minutesThe Fed is proposing to slash the interchange rate cap from 21 cents to around 14.4 cents, which recent research estimates could reduce interchange revenue for banks by $3 billion annually.
Putting the ‘person’ in personalized marketing
Reading Time: 2 minutesWhen it comes to community bank marketing, it’s about the person, not the product.
Continuing the climb for our communities
Reading Time: 2 minutesWe see a steep climb amid so many headwinds, including volatile interest rate and supervisory environments, emerging regulatory reforms, constant pressure on margins and more.
Against a rising tide of regulation, banks must row together
Reading Time: 3 minutesThese policies place a tremendous cost and compliance burden on banks of all sizes at a time when they already face a tough operating environment.