Preserving benefits while controlling costs
A 2021 UnitedHealthcare survey found that nearly two-thirds of employers were struggling to strike a balance between providing high-quality health coverage for companies while keeping one of the company’s largest costs in check.
Is your balance sheet recession-ready?
The early phases of an economic downturn often coincide with increases in interest rates as the Federal Reserve uses monetary policy to pump the brakes on an overheating economy to help control inflation. The Federal Reserve’s monetary actions have a major impact on institutions’ balance sheets, specifically with loan and deposit pricing.
National perspective
Our partners at the ABA and ICBA write about advocating for ACRE (the Access to Credit for Rural Economies) Act and riding the regulatory roller coaster.
SPOTLIGHT ARTICLE
FLD Leadership Conference hits the mark
More than 90 members of IBA’s Future Leadership Division gathered in downtown Indianapolis Sept. 12-13 for networking, professional development and axe-throwing. | Read more.
Artificial Intelligence: Benefits & challenges for financial institutions
For banks, it’s critical to embrace the advancements of the future, but also to consider the security and regulatory requirements and overall risk to the organization and its customers.
Digging deeper
Other articles from this issue include:
- liquidity risk and the importance of bank contingency funding plans;
- how financial institutions and investing clients alike benefit from SECURE 2.0 Act provisions;
- your responsibilities when responding to employee harassment by customers;
- a look at who is liable for counterfeit checks; and
- why employee professional development is key to business success.
Columns
Features
CLOSING NOTE
Board Review: David M. Findlay
David is an at-large director on the IBA Board of Directors, and will transition to become its second vice chairman in January. He serves as CEO of Lake City Bank, Warsaw. | Meet David.
Read the entire November/December 2023 issue of Hoosier Banker magazine by clicking below!
