
Loan yields, prepayment risk & the quiet shift in the balance sheet
Over the last few years, community financial institutions have been working through one of the more favorable repricing environments in recent memory.

Over the last few years, community financial institutions have been working through one of the more favorable repricing environments in recent memory.

This annual, week-long training prepares mid-level bankers and commercial loan officers to serve effectively and profitably.

The program brings local students into the bank to provide them with career connections, mentorship and networking opportunities while helping the bank identify potential future employees.

President Donald Trump’s pick to head the Federal Reserve and push forward rate cuts will have to deal with rising inflation and a fragile jobs market that will make any course changes difficult.

Credit cards have an outsized influence on how customers engage with their financial institutions due to their frequent use.

Employee perks like retirement benefits may be desirable for many companies, but are secondary to maintaining everyday operations and ensuring profitability.

Reading Time: 3 minutesThe exhaustion of FMLA leave is not the end of the analysis, but a turning point where ADA obligations take center stage.

Reading Time: 3 minutesWhile the IFPA is an Illinois state law, it applies to electronic payment transactions that occur in Illinois, regardless of whether the card issuer is an Illinois financial institution.

Reading Time: 2 minutesThe foundational strength and relevancy of the commercial banking industry have never been more resilient.

Reading Time: 2 minutesWe have so much to celebrate about our past and anticipate with our future, it’s difficult to choose where to start.

The two organizations became First Bank Midwest effective July 1, 2026.

Reading Time: 5 minutesThe range of protected activity at a financial institution is broader than many managers realize.

Reading Time: 2 minutesUntil a final ruling is issued, Indiana banks should continue to monitor developments in this litigation.

Reading Time: 2 minutesThe IBA’s Financial Services Academy will host 30-35 apprentices across 17 banks spanning the state this fall.