Rising interest rates and inflation increased costs for farmers. However, at the same time, agricultural commodity prices have increased, keeping farm incomes elevated.
Uncertainty seems to be the only constant on the economic horizon these days. Despite benign risk metrics across the country’s credit portfolios, there is an almost industry-wide sentiment that credit stress looms ahead. According to the Risk Management Association (RMA)’s Annual Community Bank Survey, 84% of community bankers indicated that
Sen. Travis Holdman, R-Markle, is a former board chair for the Community Bankers Association of Indiana and Indiana Department of Financial Institutions, and currently chairs the Senate Tax & Fiscal Policy Committee.
The pandemic created a unique confluence of events that affected the lending market.
The last time farm incomes were high and subsequently dropped, agriculture experienced liquidity and repayment issues.
Michelle W. Bowman fills a specific role created by Congress that provides for an individual from a community banking background to serve on the Board.
Five Indiana bankers share their experiences holding leadership positions within the Federal Reserve system.
Chief Lending Officer – First State Bank of Porter
Community banks need one connected response across cards, payments, cybersecurity, operations and frontline teams.
Municipal issuance is on pace for a third consecutive record year, with dealers forecasting roughly $600 billion of new supply in 2026.
