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Vantage Viewpoint

Diversity, Equity & Inclusion Roadmap

Reading Time: 2 minutesOur new resource was designed by a committee of your fellow Indiana bankers to answer questions you may have.

Amber Van Til July 2, 2024

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Keep those business deposits tied to your bank

Reading Time: 3 minutesCommercial demand deposit accounts are an integral part of a bank’s deposit portfolio.

Rod Lasley July 2, 2024

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Government Relations

Interchange fees

Reading Time: 3 minutesInterchange fees are a nominal charge that offsets the costs of operating a payment system that is extremely beneficial to consumers and retailers alike.

Dax Denton and Ross Teare July 2, 2024

Compliance Connection

Deposit account agreements

Reading Time: 2 minutesBeginning July 1, 2024, Indiana law changed to address challenges presented by the decision in Land v. IU Credit Union.

Brett J. Ashton July 2, 2024

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EEOC’s updated guidance on workplace harassment

Reading Time: 3 minutesEmployers have an affirmative legal obligation under federal and state employment discrimination laws to provide a workplace free from unlawful harassment.

Debra A. Mastrian July 2, 2024

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Leading amid change

Reading Time: 2 minutesWhile change can be hard, it’s unavoidable, and it’s only going to continue to accelerate in our evolving marketplace.

Rebeca Romero Rainey July 2, 2024

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Courts pump the brakes on CRA overhaul

Reading Time: 2 minutesWhile the banking industry has been battered about by the “regulatory tsunami” in recent months, bankers can now breathe a small sigh of relief.

Rob Nichols July 2, 2024

National Partners

The real losers in the Reg II fight

Reading Time: 3 minutesThe Fed is proposing to slash the interchange rate cap from 21 cents to around 14.4 cents, which recent research estimates could reduce interchange revenue for banks by $3 billion annually.

Rob Nichols May 6, 2024

National Partners

Putting the ‘person’ in personalized marketing

Reading Time: 2 minutesWhen it comes to community bank marketing, it’s about the person, not the product.

Rebeca Romero Rainey May 6, 2024

Chairman's Report

Doubling down on advocacy

Reading Time: 2 minutesWhen regulatory uncertainty increases, it is our responsibility to double down on advocating for the best environment to serve our customers.

Benjamin J. Bochnowski May 6, 2024

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HR Topics

Whistle while you work?

Reading Time: 5 minutesThe range of protected activity at a financial institution is broader than many managers realize.

Joey K. Wright and Asha A. Cermak July 13, 2026

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Compliance Connection

The OCC steps in to protect banks from the Illinois Interchange Fee Prevention Act

Reading Time: 2 minutesUntil a final ruling is issued, Indiana banks should continue to monitor developments in this litigation.

Brett J. Ashton July 13, 2026

Next-Gen Focus Vantage Viewpoint

FSA welcomes first apprenticeship class

Reading Time: 2 minutesThe IBA’s Financial Services Academy will host 30-35 apprentices across 17 banks spanning the state this fall.

Amber Van Til July 13, 2026

Chairman's Report

Community banking roots are strong

Reading Time: 2 minutesTogether, we fuel a pro-business economic environment that contributes to the strength and vitality of our state.

David M. Findlay July 13, 2026

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