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Compliance Connection

Electronic signatures

Reading Time: 2 minutesAllowing customers to click a box to open a new customer account creates an enforceable contract under Indiana law — you do not need an actual digital signature.

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Government Relations

Bridging the gap

Reading Time: 2 minutesThe Indiana General Assembly’s 2024 session will be brisk, likely bordering on frantic at times.

Rob Nichols
National Partners

The high cost of too much capital

Reading Time: 3 minutesThe failures of Silicon Valley Bank, Signature Bank and First Republic Bank have prompted regulators to begin clamoring for major capital increases at larger banks. My question to Vice Chairman Barr was: Why?

Benjamin J. Bochnowski
Chairman's Report

Engaging the next generation

Reading Time: 2 minutesOur continued success is dependent upon engaging the next generation of bankers and collaborating with them to serve members in new ways.

Amber R. Van Til
Vantage Viewpoint

Plan your year with the IBA

Reading Time: 2 minutesYour association staff and leadership are gearing up for another big year, and there are plenty of chances for you to get involved in whatever way best suits your goals.

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Compliance Connection

Modernizing bank supervision

Reading Time: 4 minutesCommunity banks are the backbone of local economies, and the regulatory environment that governs them is undergoing significant change.

HR Topics

The long tail of retention

Reading Time: 4 minutesMarket adjustments, counteroffers and off-cycle raises, while well-intentioned and driven by legitimate business needs, pose a common, source of employment litigation risk.