Reading Time: 2 minutesAt the end of the day, it’s the customer who will pay the ultimate price if unbalanced regulations are allowed to continue.

Reading Time: 2 minutesThis system – which can trace its roots back to the U.S. Constitution – allows consumers to have more choices.

Reading Time: 3 minutesThe Congressional Review Act was enacted in 1996 to provide Congress with an avenue for overturning certain federal regulatory actions.

Reading Time: 2 minutesMore than 7,000 pages of new regulations have been thrust upon us over the past year enforce a one-size-fits-all approach to banking.

Reading Time: 2 minutesWhile the banking industry has been battered about by the “regulatory tsunami” in recent months, bankers can now breathe a small sigh of relief.

Reading Time: 3 minutesThe Fed is proposing to slash the interchange rate cap from 21 cents to around 14.4 cents, which recent research estimates could reduce interchange revenue for banks by $3 billion annually.

Reading Time: 3 minutesThese policies place a tremendous cost and compliance burden on banks of all sizes at a time when they already face a tough operating environment.