Reading Time: 3 minutesThe Fed is proposing to slash the interchange rate cap from 21 cents to around 14.4 cents, which recent research estimates could reduce interchange revenue for banks by $3 billion annually.
Reading Time: 2 minutesWhen it comes to community bank marketing, it’s about the person, not the product.
Reading Time: 2 minutesWe see a steep climb amid so many headwinds, including volatile interest rate and supervisory environments, emerging regulatory reforms, constant pressure on margins and more.
Reading Time: 3 minutesThese policies place a tremendous cost and compliance burden on banks of all sizes at a time when they already face a tough operating environment.
Reading Time: 3 minutesThe failures of Silicon Valley Bank, Signature Bank and First Republic Bank have prompted regulators to begin clamoring for major capital increases at larger banks. My question to Vice Chairman Barr was: Why?
Reading Time: 2 minutesWhile we have heard a wide range of rationale, those concepts don’t seem founded in need as much as in justification.
The all-cash deal is valued at $40 million.
Reading Time: 4 minutesCommunity banks are the backbone of local economies, and the regulatory environment that governs them is undergoing significant change.
North Salem State Bank appointed Jeff Joyce, its chief financial officer, to its board of directors effective January 1, 2026.
Reading Time: 4 minutesMarket adjustments, counteroffers and off-cycle raises, while well-intentioned and driven by legitimate business needs, pose a common, source of employment litigation risk.
