Rebeca Romero Rainey, president and CEO of ICBA, is one of the nation’s foremost advocates of the community banking industry, with a focus on regulatory reform for our country’s nearly 5,000 community banks. A third-generation community banker, she is the former chairman and CEO of Centinel Bank of Taos, New Mexico.

Community banks need one connected response across cards, payments, cybersecurity, operations and frontline teams.

Culture matters, but it raises an important distinction that many organizations haven’t fully considered.

AI is giving compliance officers a rare commodity: time to get ahead of risk instead of chasing it.